Dave has been in the financial services industry for nearly 35 years. He is a Registered Representative with Ameritas Investment Corp. and holds insurance licenses in four states, assisting his clients with their needs fo life, medical, disability and long term care insurance, annuities and mutual funds. He is a Life Underwriters Training Council Fellow (LUTCF), a Certified Financial Educator (CFE), a 34-year member of the National Association of Insurance and Financial Advisors (NAIFA), and is currently the Director of Information Resources and Education for Central Financial Services. In addition, Dave is the co-founder, Executive Vice President, and Instructor for The Essential Step, a private school dedicated to teaching industry pre-licensing and continuing education courses. Dave has been involved in financial services education for over 22 years.